Sarah huang

Design thinking communities love to talk about empathy, human-centeredness, and the magic of understanding users. Meanwhile, AI...

Open banking in 2025 is no longer a theoretical framework—it is an operational priority and a competitive differentiator for financial...

Key Observations BSP has implemented Circular No. 1122 , laying the foundation for Open Finance in the Philippines. The Open Finance PH...

Key observations Effective March 1, 2025 , Circular 64/2024/TT-NHNN  mandates that banks, including foreign branches, implement open APIs...

Nigeria is on the verge of a major transformation in its financial services landscape. With the Central Bank of Nigeria (CBN) formally approving the operational rollout of open banking, the country is set to become the first in Africa to implement a regulated open banking framework.

In 2025, Thailand’s financial sector is in the midst of a significant transformation. With open banking frameworks continuing to evolve...

WSO2 API Manager and Open Banking: A Deep Dive Through the Lens of an Open Banking Product Owner (2025 Edition) A New Era of Open Banking...

Key observations Bank of Thailand’s “3 Opens” strategy  promotes competition, infrastructure sharing, and data access as pillars of an...

Key observations BNM is taking a facilitative regulatory approach , encouraging industry-led adoption rather than imposing strict...

In 2025, open banking in Thailand continues its upward trajectory, guided by a combination of progressive regulatory intent, fast-moving...

Government Savings Bank and Open Banking in 2025: Building a Public Purpose Digital Future As Thailand steadily marches toward a...

Kasikornbank and Open Banking: Progress with Room to Evolve As one of Thailand’s most digitally mature banks, Kasikornbank (KBank) has...

Key observations SNAP (Standard Nasional Open API Pembayaran)  remains the regulatory foundation, focusing on standardized payment APIs,...

Open banking in Southeast Asia in 2025 is no longer a theory or policy ambition—it’s a lived commercial and regulatory reality. Across...

Why Modernizing Legacy PI Data Matters More Than Ever Let’s face it—most organizations are sitting on a mountain of outdated,...

The financial sector in Thailand has been rapidly evolving in recent years, with the advent of new technologies and regulatory changes...

Recently I decided to take a course with the Copenhagen business school on 'Open finance and open banking', one of the examples in the...

The Importance of Velocity in Product Management: How to Stay on Track and Deliver Quality Products: Velocity is a measure of the rate at...

User flows & User experience (UX) is a crucial aspect of API design, as it determines how users interact with the API and how well the...

As a product manager, writing acceptance criteria is an essential part of the product development process. Acceptance criteria are a set...

Open banking is a concept that has been gaining traction in the banking industry in recent years, driven by the increasing demand for...

The world of finance has been evolving rapidly in recent years, with the emergence of new technologies and the advent of open banking and...

Embrace BABOK for product owners: In the ever-evolving world of business, the need for effective and efficient product development has...

In an organization, demystifying the technical requirements along with business requirements is a challenging day-to-day grind, not only...